Our Services

2. Personal Injury and Workers' Compensation

The Law Offices of Thomas T. Kim represents individuals injured in automobile accidents and other personal injury matters throughout New Jersey, with a particular focus on motor vehicle accident claims. We assist clients in navigating liability, insurance coverage, medical treatment, lost wages, and claims for compensation arising from serious accidents.

Our office handles a broad range of New Jersey auto accident claims, including:
Car and automobile accidents
Commercial vehicle and truck accidents
Third-party bodily injury claims against at-fault drivers and other responsible parties
Personal Injury Protection (PIP) claims, including medical-expense and treatment-related coverage issues
Uninsured Motorist (UM) claims involving drivers without applicable insurance coverage
Underinsured Motorist (UIM) claims when the responsible driver's insurance coverage is insufficient
Insurance coverage disputes
Insurance subrogation, reimbursement, and lien issues
Claims involving medical expenses, lost wages, pain and suffering, permanent injuries, disability, and disfigurement
Claims involving multiple vehicles, commercial entities, employers, vehicle owners, and insurance carriers
Those are particularly useful terms because they are also the terminology used in New Jersey's automobile insurance framework. NJDOBI specifically identifies PIP, uninsured motorist coverage, and underinsured motorist coverage as distinct components of New Jersey automobile insurance. NJ.gov

Automobile accident cases frequently involve more than a claim against the driver who caused the accident. We assist clients in identifying and pursuing available insurance coverage, including Personal Injury Protection (PIP) benefits and appropriate Uninsured Motorist (UM) or Underinsured Motorist (UIM) claims.
In New Jersey, PIP generally provides automobile-related medical benefits without regard to fault, while UM/UIM coverage may apply when the responsible motorist has no insurance or insufficient insurance coverage. NJ.gov
We also address disputes involving insurance carriers, coverage limits, subrogation and reimbursement claims, and coordination of available insurance benefits.

Accidents involving commercial vehicles, trucks, delivery vehicles, company-owned vehicles, and other business vehicles may present additional liability and insurance issues. Depending upon the circumstances, potentially responsible parties may include the vehicle operator, vehicle owner, employer, commercial entity, contractor, or applicable insurance carriers.
Our office handles commercial motor vehicle accident claims involving personal injuries, property damage, insurance coverage disputes, and related third-party claims.

We also represent individuals injured in slip-and-fall and premises liability accidents, including injuries occurring at commercial properties and other locations where dangerous or defective conditions may have caused an accident.

Following an accident, insurance issues can become complicated quickly. Our office assists clients with the claims process, insurance communications, medical documentation, evaluation of available coverage, settlement negotiations, and litigation when necessary.
We work to identify all potentially responsible parties and available insurance coverage so that each claim can be evaluated based upon the particular facts and circumstances involved.

We represent employees in all aspects of workers’ compensation matters, including:
Filing and prosecuting claim petitions before the Division of Workers’ Compensation
Temporary disability benefits and medical treatment authorization
Permanent partial or total disability claims
Workplace accident investigations and employer coverage disputes
Occupational disease and repetitive stress claims
Denied or delayed claim appeals
Our attorneys handle claims arising from construction accidents, warehouse and factory injuries, repetitive motion conditions, and office-related injuries. Whether the matter involves a straightforward medical claim or a contested case requiring trial, we work to secure the benefits and treatment our clients are entitled to under the law.

Employers and insurance carriers often control access to authorized medical care and wage replacement. We ensure that medical providers, insurance adjusters, and opposing counsel comply with their legal obligations. Our firm assists clients in obtaining timely treatment, fair compensation for lost wages, and, where applicable, permanent disability benefits reflecting the full extent of the injury.

Our firm has represented injured workers throughout New Jersey for years, including cases before judges in Hackensack, Paterson, Jersey City, and Newark. We understand the procedural and evidentiary standards unique to each vicinage and use that knowledge to advance our clients’ cases efficiently and effectively.